The supplement industry is booming. Americans spend over $50 billion annually on vitamins, minerals, protein powders, and wellness products. Yet if you're running a supplement business, you've probably discovered that most banks and payment processors want nothing to do with you.
Stripe will shut you down. PayPal will freeze your funds. Traditional merchant account providers will either reject your application or charge you 6-8% per transaction. It's frustrating, and it's holding your business back.
We built ecom payouts specifically for businesses like yours. We understand the supplement industry, we have banking partners who actively want supplement merchants, and we'll get you processing in days — not months.
Why Banks Consider Supplements "High-Risk"
It's not that your business is risky — it's that banks don't understand your industry. Here's what triggers their algorithms:
Health Claims Concerns
Banks worry about FDA regulations and potential lawsuits, even for completely legal supplements.
Subscription Model Chargebacks
Recurring billing leads to "I forgot I subscribed" disputes. Banks see this as inherent risk.
Results-Based Expectations
Customers sometimes dispute charges when products don't deliver expected results.
Industry Reputation
A few bad actors in the supplement space have made banks cautious about the entire industry.
None of this means your business is actually risky. It just means you need a payment processor who understands the nutraceutical industry.
